EWALLET API MANUAL
Similarly, in the manual mode, the merchant can make settlements at any instant by simply filling his bank account details. They can define a merchant settlements schedule on a daily, weekly, or monthly basis.
In automatic mode, the merchant can define a schedule as to when they want to transfer money from the wallet to their bank account. Merchant can make settlements either automatically or manually. With this application, users can make merchant payments by simply scanning the QR code. With the help of this application, users can send money to their friends and family via a phone number or QR codes. All users have to do is add money into their wallet by either using their cards or bank account. Add money to the walletĪdding money to the wallet is very simple. The KYC process concludes only when the approver approves the submitted documents. These documents are then verified by the verifier and approved by the approver. The types of documents required for the merchants and the users are different.
The user has to submit various documents for the KYC process. The application has a simple self onboarding process in which the users can fill the required details and register themselves to start using the application. For this, we introduced modifications in the QR scanner’s library.
We enhanced the QR scanner’s ability by increasing its scanning speed.
EWALLET API VERIFICATION
Moreover, we ensured the application’s security with the help of biometric verification and two-factor authentication with a PIN. We achieved the REST API security by encrypting all payload data of each API calls. Moreover, we ensured that the admin could easily make changes in the onboarding procedure directly from the backend. We fulfilled our client’s requirements of on-boarding and KYC process by implementing a simple step-by-step process for the end-user and the admin. Made the onboarding and KYC process easier
EWALLET API DOWNLOAD
We reduced the application’s download size by up to 50% by using the app bundle feature. Solution Reduced app’s download sizeĮarlier the expected size of the app was around 50 MBs. QR scannerĪnother client requirement was that they wanted an optimized QR scanner which has a faster scanning ability as compared to the other QR scanners. Apart from this securing REST API was a challenge, as most of the solutions provide REST API without encryption. We also had to ensure that it’s secure across the platforms. We had to ensure that all the functionalities of the solution are secure. Security was on one of the biggest challenges as it was a digital wallet solution. Moreover, the client wanted this process can accommodate further additions so that it can comply with the government’s new regulations in the future. The client wanted the onboarding and KYC process to be as simple as possible for the users. That’s why they wanted the application’s size to be small. The client wanted to ensure that people can easily download the application without any hassles. Users can also view all the details of their past transactions. With this application, the users can transfer money to other registered users via a phone number or QR code. This app allows merchants to manage payments and arrange change without any hassle. With this app, merchants can easily register themselves on the platform and begin accepting payments. This application is also user-friendly and has an easy to understand KYC and the onboarding process. An application that a common man can easily download and register without hassles. We fulfilled their vision by providing them with a top-notch mobile wallet solution. Our client had a vision of making payments extremely easy and simple for the people of South Africa. This was one of the biggest motivation for our client to enter this industry. In recent years, the mobile payment industry in South Africa has boomed.Īccording to a study, it’s estimated that the mobile payment industry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evaluation of US$ 29,424.4 million. DigiPay helped its client based in South Africa to come up with their own digital payment application.